At Community Animal Hospitals, we believe every pet deserves exceptional veterinary care—regardless of their owner’s financial situation.

To help make our services more accessible, we proudly accept CareCredit and Cherry Payment Plans, and we offer a list of trusted third-party resources for clients experiencing financial hardship.

Get Qualified Now

Financial Assistance Available

Flexible Payment Options

image of Cherry Finance for veterinary medical expense payments.Cherry Payment Plans0% APR Financing with High Approval Rates

Cherry allows you to "Treat Now, Pay Later" with affordable monthly payments and a simple 60-second application. Whether it’s a routine visit or an unexpected emergency, Cherry offers:

  • Approval rates over 80% (and ~90% for Pay-in-4 plans)
  • Soft credit check (won’t affect your score)
  • Loan amounts up to $35,000
  • 0% APR options for qualifying clients
  • Flexible terms: Pay-in-4 (6 weeks), 6-month, or 12-month plans
  • Upfront payment to CAH, so your pet’s care is never delayed

Recommended Uses:

  • Pay-in-4 (6 weeks, no interest): Great for checkups, vaccines, or dental cleanings
  • 6-Month Plan: Perfect for moderate procedures like spay/neuter or diagnostics
  • 12-Month Plan: Ideal for surgery, orthopedic care, or advanced treatments

How to Apply:

Click below to apply with Cherry. Approval only takes a minute!

image of CareCredit for veterinary expensesCareCredit – A Trusted Option for Pet Owners Nationwide

The CareCredit credit card is another great way to manage veterinary expenses. It can be used for:

  • Routine exams and vaccines
  • Dental cleanings and surgeries
  • Emergency care and more

Features:

  • Flexible monthly payments
  • Special financing offers
  • Widely accepted by veterinarians across the country

How to Apply:

Click below to apply with CareCredit. Approval only takes a minute!

image of Scratchpay financing for veterinary care in St. Pete, FloridaScratchpay Payment PlansSimple, Transparent Financing Options

Scratchpay offers easy and flexible payment plans that make veterinary care more affordable, without the worry of hidden fees or confusing terms. It’s not a credit card—and it won’t impact your credit score to apply.

  • Soft credit check – apply with confidence, no credit score impact
  • High approval rates with fast, simple applications
  • No deferred interest – what you see is what you pay
  • No prepayment penalties – pay it off early anytime
  • Customizable plans – choose a payment schedule that fits your budget
  • Trusted by thousands of veterinary clinics nationwide

Recommended Uses:

  • Short-term plans: For small procedures, sick visits, or diagnostics
  • Mid-range treatments: Like dental cleanings or spay/neuter
  • Larger expenses: Surgery, injury treatment, or urgent care needs

How to Apply:

Click below to apply with Scratchpay. It only takes a minute—and you’ll see your options instantly!